{"id":466,"date":"2020-12-26T17:55:22","date_gmt":"2020-12-26T16:55:22","guid":{"rendered":"http:\/\/jdlrsdo.cluster030.hosting.ovh.net\/index.php\/hestia-front\/"},"modified":"2024-01-17T18:24:13","modified_gmt":"2024-01-17T17:24:13","slug":"hestia-front","status":"publish","type":"page","link":"https:\/\/www.phl-conseil.fr\/","title":{"rendered":"Nos activit\u00e9s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"466\" class=\"elementor elementor-466\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e17ddf4 elementor-section-height-full elementor-section-content-space-around elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e17ddf4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59ddab3\" data-id=\"59ddab3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-633a8b3 elementor-widget elementor-widget-menu-anchor\" data-id=\"633a8b3\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-de45418 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"de45418\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d3fc854\" data-id=\"d3fc854\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0731620 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"0731620\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p style=\"text-align: left;\"><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Cr\u00e9dit Immobilier<br \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 pour le particulier<br \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 pour l&rsquo;entreprise<br \/>Assurance Emprunteur<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Affacturage<br \/>Cr\u00e9dit Bail<br \/>Cr\u00e9dit Tr\u00e9sorerie<br \/>Financement d&rsquo;Investissement<br \/><\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0ffaf2f\" data-id=\"0ffaf2f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-418203b silouhettes elementor-widget elementor-widget-image\" data-id=\"418203b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/silouhettes.png\" title=\"\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-679f84d\" data-id=\"679f84d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f62b5c2 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"f62b5c2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p align=\"right\"><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">\u00a0Plan d&rsquo;Epargne Retraite<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Indemnit\u00e9s Fin de Carri\u00e8re<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Plan d&rsquo;Epargne Salariale<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Pr\u00e9voyance<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Compl\u00e9mentaire Sant\u00e9<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Contrat Homme Cl\u00e9<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Assurance Vie<br \/><\/strong><strong style=\"color: var( --e-global-color-nvprimaryaccent ); background-color: transparent; letter-spacing: 0px;\">Contrat de Capitalisation<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d49dc80 elementor-widget elementor-widget-heading\" data-id=\"d49dc80\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Un conseil exp\u00e9riment\u00e9 \u00e0 vos c\u00f4t\u00e9s<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac927eb elementor-view-default elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"ac927eb\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a class=\"elementor-icon elementor-animation-\" href=\"#financements-entreprise\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-down\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"#financements-entreprise\"><\/a>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d3c9d1 elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"3d3c9d1\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3da0660\" data-id=\"3da0660\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61e45ec elementor-widget elementor-widget-menu-anchor\" data-id=\"61e45ec\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"financements-entreprise\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22b9c2f elementor-widget elementor-widget-heading\" data-id=\"22b9c2f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recherche de financements pour l'entreprise<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4076520 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4076520\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c229734\" data-id=\"c229734\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2752654 elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"2752654\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-search\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Vos besoins<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7a4102 more-space elementor-widget elementor-widget-text-editor\" data-id=\"f7a4102\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><ul>\n<li>Racheter ou c\u00e9der une entreprise<\/li>\n<li>Acqu\u00e9rir ou agrandir vos locaux professionnels, r\u00e9aliser des travaux<\/li>\n<li>Investir dans du mat\u00e9riel (machine, outillage, v\u00e9hicule) ou de l\u2019immat\u00e9riel (brevet, licence, recrutement, etc\u2026)<\/li>\n<li>Financer et s\u00e9curiser votre poste client<\/li>\n<li>R\u00e9organiser vos cr\u00e9dits<\/li>\n<li>N\u00e9gocier vos conditions bancaires<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aa38e4f\" data-id=\"aa38e4f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33ca86d elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"33ca86d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-briefcase\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Nos solutions<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a9b2c0 elementor-widget elementor-widget-text-editor\" data-id=\"9a9b2c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p style=\"text-align: justify;\"><strong>PhL Conseil<\/strong> \u00e9tudie votre situation financi\u00e8re, vos objectifs et vous propose des solutions de financement adapt\u00e9es aupr\u00e8s de nos partenaires Banques et Etablissements financiers sp\u00e9cialis\u00e9s. Notre r\u00f4le sera de :<\/p><ul><li>Vous aider \u00e0 faire le meilleur choix en vous pr\u00e9sentant les avantages et les inconv\u00e9nients de chaque type de cr\u00e9dit (cr\u00e9dit bancaire classique, cr\u00e9dit bail, affacturage, etc)<\/li><li>R\u00e9diger et constituer le dossier de financement en interrogeant plusieurs \u00e9tablissements financiers<\/li><li>N\u00e9gocier les conditions tarifaires et les garanties<\/li><li>Vous proposer diff\u00e9rentes solutions d\u2019assurance de pr\u00eat (l\u2019assurance propos\u00e9e par la banque n\u2019\u00e9tant pas toujours le meilleur choix)<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-def1d0e elementor-widget elementor-widget-heading\" data-id=\"def1d0e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Notre expertise vous fait gagner du temps et de l'argent<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5ea2dc elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c5ea2dc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c95a50d\" data-id=\"c95a50d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09eefb4 elementor-widget elementor-widget-menu-anchor\" data-id=\"09eefb4\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"financements-particulier\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a48b9 elementor-widget elementor-widget-heading\" data-id=\"c7a48b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recherche de financements pour le particulier<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6c5b18c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c5b18c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9d05fc6\" data-id=\"9d05fc6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3960559 elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"3960559\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-search\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Vos besoins<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d21325 more-space elementor-widget elementor-widget-text-editor\" data-id=\"8d21325\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><ul>\n<li>Acqu\u00e9rir votre r\u00e9sidence principale ou secondaire<\/li>\n<li>Financer un investissement locatif (en direct ou sous forme de parts de SCPI dite \u00ab Pierre Papier \u00bb)<\/li>\n<li>Racheter vos pr\u00eats en cours et r\u00e9duire vos charges d&#8217;emprunts<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p style=\"text-align: center;\">&#8230; le tout aux meilleures conditions possibles<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44192be\" data-id=\"44192be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d185083 elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"d185083\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-briefcase\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Nos solutions<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6752e1e elementor-widget elementor-widget-text-editor\" data-id=\"6752e1e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>PhL Conseil<\/strong> \u00e9tudie votre situation financi\u00e8re, vos objectifs et vous propose des solutions de financement adapt\u00e9es aupr\u00e8s de nos partenaires Banques et Etablissements financiers sp\u00e9cialis\u00e9s. Notre r\u00f4le sera de :<\/p><ul><li>Vous aider \u00e0 faire le meilleur choix entre les diff\u00e9rentes formules de pr\u00eats possibles (pr\u00eat \u00e0 taux fixe simple ou liss\u00e9, pr\u00eat \u00e0 taux variable, pr\u00eat in fine, pr\u00eat \u00e0 taux z\u00e9ro, etc&#8230;)<\/li><li>Evaluer avec vous la dur\u00e9e de remboursement adapt\u00e9e<\/li><li>Etablir le dossier de financement et le proposer \u00e0 diff\u00e9rents \u00e9tablissements bancaires<\/li><li>N\u00e9gocier les taux, les garanties (hypoth\u00e8que, privil\u00e8ge de pr\u00eateur de deniers, caution de soci\u00e9t\u00e9 mutuelle&#8230;), les frais annexes (frais de dossier, p\u00e9nalit\u00e9s pour remboursement anticip\u00e9&#8230;)<\/li><li>Vous proposer diff\u00e9rentes solutions d&rsquo;assurance de pr\u00eat (l&rsquo;assurance propos\u00e9e par la banque n&rsquo;\u00e9tant pas toujours le meilleur choix)<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c685bae elementor-widget elementor-widget-heading\" data-id=\"c685bae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Notre expertise vous fait gagner du temps et de l'argent<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f5a69d6 elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"f5a69d6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-06bfdb5\" data-id=\"06bfdb5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3683318 elementor-widget elementor-widget-menu-anchor\" data-id=\"3683318\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"assurance\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-683ce8b elementor-widget elementor-widget-heading\" data-id=\"683ce8b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Courtier en assurances pour le dirigeant et ses salari\u00e9s<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-14cd609 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14cd609\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3095c09\" data-id=\"3095c09\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a438610 elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"a438610\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-search\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Vos besoins<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa67bd more-space elementor-widget elementor-widget-text-editor\" data-id=\"7fa67bd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><ul><li>Vous assurer un niveau de revenus satisfaisant \u00e0 la retraite, ou mettre vos proches \u00e0 l\u2019abri en cas de d\u00e9c\u00e8s<\/li><li>Maintenir vos revenus en cas d\u2019accident ou de maladie et b\u00e9n\u00e9ficier d\u2019une couverture sant\u00e9 efficace<\/li><li>Prot\u00e9ger et fid\u00e9liser vos salari\u00e9s, tout en assurant la p\u00e9rennit\u00e9 de votre entreprise<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-abd4fae\" data-id=\"abd4fae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a31220e elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"a31220e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-briefcase\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Nos solutions<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d98cd0 elementor-widget elementor-widget-text-editor\" data-id=\"8d98cd0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>PhL Conseil<\/strong> fait le point sur votre couverture et celle de votre entreprise. Apr\u00e8s \u00e9tude de vos besoins, nous vous proposons des contrats s\u00e9lectionn\u00e9s aupr\u00e8s de nos assureurs partenaires :<\/p><ul><li><strong>Retraite individuelle ou collective<\/strong>, pour faire face au recul des r\u00e9gimes de retraite par r\u00e9partition, avec :<br \/>\u2013 des contrats individuels dans le cadre de la <strong>loi Madelin<\/strong> (ind\u00e9pendant ou g\u00e9rant majoritaire),<br \/>\u2013 des <strong>contrats collectifs<\/strong> sur mesure pour les salari\u00e9s,<br \/>\u2013 des contrats d\u2019<strong>indemnit\u00e9s de fin de carri\u00e8re<\/strong><\/li><li><strong>Pr\u00e9voyance individuelle ou collective<\/strong>, pour couvrir les risques de d\u00e9c\u00e8s, d\u2019incapacit\u00e9 provisoire (arr\u00eat de travail) et d\u2019invalidit\u00e9<\/li><li><strong>Compl\u00e9mentaire sant\u00e9<\/strong>, pour trouver la mutuelle qui correspond le mieux \u00e0 vos besoins<\/li><li><strong>Garantie ch\u00f4mage<\/strong>, pour percevoir des indemnit\u00e9s en cas de perte d\u2019emploi<\/li><li><strong>Contrat homme cl\u00e9<\/strong>, pour couvrir le risque de disparition d\u2019un homme cl\u00e9 de l\u2019entreprise<\/li><li><strong>Frais g\u00e9n\u00e9raux<\/strong>, pour prendre en charge les frais g\u00e9n\u00e9raux permanents de l\u2019entreprise en cas d\u2019arr\u00eat de son dirigeant ou de l\u2019un de ses salari\u00e9s<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-469d9a2 elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"469d9a2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e7276e\" data-id=\"1e7276e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb00352 elementor-widget elementor-widget-menu-anchor\" data-id=\"cb00352\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"patrimoine\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d923f elementor-widget elementor-widget-heading\" data-id=\"b9d923f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conseil Financier<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a32db07 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a32db07\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ff1261c\" data-id=\"ff1261c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-032c26b elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"032c26b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-search\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Vos besoins<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a29c10 more-space elementor-widget elementor-widget-text-editor\" data-id=\"7a29c10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><ul><li>Financer vos investissements immobiliers<\/li><li>Prot\u00e9ger votre patrimoine et anticiper sa transmission<\/li><li>Vous assurer des revenus compl\u00e9mentaires \u00e0 la retraite<\/li><li>Am\u00e9liorer la rentabilit\u00e9 de vos placements et optimiser leur fiscalit\u00e9<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-900949d\" data-id=\"900949d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-865844d elementor-position-left elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"865844d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon elementor-animation-\" >\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-briefcase\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span >Nos solutions<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2eea5a elementor-widget elementor-widget-text-editor\" data-id=\"c2eea5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>PhL<\/strong> Conseil \u00e9tudie votre situation et, en fonction de vos souhaits et objectifs, vous conseille sur les strat\u00e9gies \u00e0 entreprendre en vous proposant des produits adapt\u00e9s \u00e0 vos besoins :<\/p>\n<ul>\n<li><strong>Contrat d\u2019assurance d\u00e9c\u00e8s<\/strong>, pour garantir \u00e0 vos proches une solide protection financi\u00e8re pour l\u2019avenir<\/li>\n<li><strong>Placement en contrat d\u2019assurance vie<\/strong> et <strong>contrat de capitalisation<\/strong>, pour assurer la transmission de votre patrimoine<\/li>\n<li><strong>Plan d\u2019\u00c9pargne Retraite<\/strong>, pour anticiper au mieux votre retraite<\/li>\n<li>Recherche de <strong>financement immobilier<\/strong> aupr\u00e8s de nos partenaires bancaires<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><br>Notre entreprise n\u2019a aucun engagement d\u2019exclusivit\u00e9 <br>ni lien capitalistique avec des assurances ou des banques.<\/em><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-95958ba elementor-widget elementor-widget-heading\" data-id=\"95958ba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Notre ind\u00e9pendance nous place r\u00e9solument \u00e0 vos c\u00f4t\u00e9s pour vous proposer la solution qui vous convient.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-220e8ab elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"220e8ab\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7add448\" data-id=\"7add448\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fdb444 elementor-widget elementor-widget-menu-anchor\" data-id=\"7fdb444\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"qui-sommes-nous\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6359e0c elementor-widget elementor-widget-heading\" data-id=\"6359e0c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qui sommes nous ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5018649 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5018649\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-cf87c5f\" data-id=\"cf87c5f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16d0521 elementor-widget elementor-widget-image\" data-id=\"16d0521\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t<img width=\"768\" height=\"1024\" src=\"https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/20200409_120115-768x1024.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/20200409_120115-768x1024.jpg 768w, https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/20200409_120115-225x300.jpg 225w, https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/20200409_120115-1152x1536.jpg 1152w, https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/20200409_120115-1536x2048.jpg 1536w, https:\/\/www.phl-conseil.fr\/wp-content\/uploads\/2020\/12\/20200409_120115-scaled.jpg 1920w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-fb827a3\" data-id=\"fb827a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7045d44 elementor-widget elementor-widget-text-editor\" data-id=\"7045d44\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><br><\/p><p>Fort de vingt ans d\u2019activit\u00e9 dans le milieu bancaire, <strong>Philippe Lemaire<\/strong> ma\u00eetrise les processus d\u2019attribution des cr\u00e9dits, et connait parfaitement les probl\u00e9matiques d&rsquo;assurance et de finance auxquelles sont confront\u00e9s particuliers et professionels.<\/p>\n<p><strong>En 2008, il cr\u00e9e PhL Conseil<\/strong>, cabinet de courtage en financement et en assurance, pour mettre son expertise et ses connaissances au service des PME, des professions lib\u00e9rales et des particuliers.<\/p>\n<p><strong>Quel que soit votre profil, nous nous chargeons de trouver la solution <\/strong><strong>la mieux adapt\u00e9e \u00e0 vos besoins.<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0d05c0 elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c0d05c0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0d4c5c\" data-id=\"a0d4c5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6585aca elementor-widget elementor-widget-menu-anchor\" data-id=\"6585aca\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"nos-engagements\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-649d134 elementor-widget elementor-widget-heading\" data-id=\"649d134\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nos engagements<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3de80e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3de80e7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5fcfaeb\" data-id=\"5fcfaeb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0f7e1b more-space elementor-widget elementor-widget-text-editor\" data-id=\"c0f7e1b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>PhL Conseil<\/strong> est membre de l\u2019<strong>Association Nationale des Conseils Financiers<\/strong> (ANACOFI).<\/p><p>Nous nous engageons \u00e0 :<\/p><ul><li>Respecter les dispositions r\u00e9glementaires et la <strong>d\u00e9ontologie<\/strong> tant \u00e0 l\u2019\u00e9gard de nos clients que de notre environnement professionnel<\/li><li>Agir avec <strong>loyaut\u00e9, comp\u00e9tence, diligence et ind\u00e9pendance<\/strong> au mieux des int\u00e9r\u00eats de nos clients<\/li><li>Maintenir en permanence nos <strong>comp\u00e9tences<\/strong> au niveau requis par l\u2019\u00e9volution des techniques et du contexte \u00e9conomique et r\u00e9glementaire<\/li><li>Nous enqu\u00e9rir de la <strong>situation globale<\/strong> de notre client, de son exp\u00e9rience et de ses objectifs avant de formuler un conseil<\/li><li>Avoir recours \u00e0 d\u2019autres professionnels quand l\u2019<strong>int\u00e9r\u00eat du client<\/strong> l\u2019exige<\/li><li><strong>Communiquer<\/strong> de mani\u00e8re appropri\u00e9e les informations utiles \u00e0 la prise de d\u00e9cision par nos clients, ainsi que celles concernant les modalit\u00e9s de notre r\u00e9mun\u00e9ration<\/li><li>Respecter le <strong>secret professionnel<\/strong><\/li><li>Refuser toute r\u00e9mun\u00e9ration en dehors des honoraires qui nous sont dus<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339840b elementor-section-height-full elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"339840b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b16f8eb\" data-id=\"b16f8eb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6932b5d elementor-widget elementor-widget-menu-anchor\" data-id=\"6932b5d\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"nos-statuts\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52b5031 elementor-widget elementor-widget-heading\" data-id=\"52b5031\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nos statuts<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4311e0f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4311e0f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-972d810\" data-id=\"972d810\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04ed052 elementor-widget elementor-widget-heading\" data-id=\"04ed052\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Statuts r\u00e9glement\u00e9s<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ea5abd elementor-widget elementor-widget-text-editor\" data-id=\"3ea5abd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>PhL Conseil<\/strong> dispose des statuts r\u00e9glement\u00e9s suivants :<\/p><ul><li><strong>Interm\u00e9diaire en assurance<\/strong> : courtier en assurance r\u00e9f\u00e9renc\u00e9 sur le registre unique des interm\u00e9diaires en assurance, banque et finance (<span style=\"color: #99ccff;\"><a style=\"color: #99ccff;\" href=\"https:\/\/www.orias.fr\" target=\"_blank\" rel=\"noopener\">www.orias.fr<\/a><\/span>) sous le n\u00b0 08044116 et positionn\u00e9 dans la cat\u00e9gorie \u00ab b \u00bb n\u2019\u00e9tant pas soumis \u00e0 une obligation contractuelle de travailler exclusivement avec une ou plusieurs entreprises d\u2019assurance<\/li><li><strong>Interm\u00e9diaire en op\u00e9rations de banque et services de paiement<\/strong> : interm\u00e9diaire r\u00e9f\u00e9renc\u00e9 sur le registre unique des interm\u00e9diaires en assurance, banque et finance (<span style=\"color: #99ccff;\"><a style=\"color: #99ccff;\" href=\"https:\/\/www.orias.fr\" target=\"_blank\" rel=\"noopener\">www.orias.fr<\/a><\/span>) sous le n\u00b0 08044116, appartenant \u00e0 la cat\u00e9gorie de courtier en op\u00e9ration de banque et en service de paiement<\/li><\/ul><p>Membre de l\u2019Association Nationale des Conseils Financiers (ANACOFI, 92 rue d\u2019Amsterdam 75009 Paris)<\/p><p>Assurance RCP et Garantie Financi\u00e8re : MMA IARD Assurances Mutuelles \/ MMA IARD Assurances Mutuelles 160 rue Henri Champion 72030 Le Mans CEDEX 9<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8334d57 elementor-widget elementor-widget-heading\" data-id=\"8334d57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Informations relatives au traitement des r\u00e9clamations<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b717ad elementor-widget elementor-widget-text-editor\" data-id=\"6b717ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>En cas de litige ou de r\u00e9clamation du client, les parties contractantes s\u2019engagent \u00e0 rechercher en premier lieu un arrangement amiable. Le client pourra pr\u00e9senter sa r\u00e9clamation \u00e0 l\u2019adresse du cabinet, \u00e0 son conseiller ou gestionnaire habituel qui disposera de 10 jours pour en accuser r\u00e9ception, puis de 2 mois \u00e0 compter de la r\u00e9ception de la r\u00e9clamation pour y r\u00e9pondre.<\/p><p>A d\u00e9faut d\u2019arrangement amiable, les parties pourront en second lieu informer :<br \/>\u2013 Pour l&rsquo;assurance : La M\u00e9diation de l&rsquo;Assurance (LMA), sur le site www.mediation-assurance.org ou par courrier : Monsieur le M\u00e9diateur de l&rsquo;Assurance TSA 50110 75441 Paris Cedex 09<\/p><p>\u2013 Pour le courtage en op\u00e9ration de banque et services de paiement : L&rsquo;Association Nationale des M\u00e9diateurs (ANM), sur le site www.anm-conso.com, par mail : contact@anm-conso.com ou par courrier : Association Nationale des M\u00e9diateurs 62, rue Tiquetonne 75002 Paris<\/p><p>\u2013 Autorit\u00e9 de tutelle : Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution (ACPR), https:\/\/acpr.banque-france.fr 4 Place de Budapest CS 92459\u00a0 75436 Paris Cedex 09.<\/p><p>En cas d\u2019\u00e9chec, le litige pourrait \u00eatre port\u00e9 devant les tribunaux comp\u00e9tents.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407a2e9 elementor-widget elementor-widget-menu-anchor\" data-id=\"407a2e9\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"rgpd\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46aaa30 elementor-widget elementor-widget-heading\" data-id=\"46aaa30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Protection des donn\u00e9es personnelles<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-183588b elementor-widget elementor-widget-text-editor\" data-id=\"183588b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>Dans le cadre de nos relations professionnelles, nous sommes amen\u00e9s \u00e0 collecter, traiter et d\u00e9tenir des informations vous concernant. Les donn\u00e9es personnelles que vous nous transmettez dans le cadre de nos activit\u00e9s et des services que nous vous proposons sont collect\u00e9es et trait\u00e9es par Philippe Lemaire en qualit\u00e9 de responsable de traitement au sens des dispositions du R\u00e8glement G\u00e9n\u00e9ral sur la protection des donn\u00e9es personnelles (RGPD).<\/p><p>Ces donn\u00e9es personnelles sont collect\u00e9es, selon le cas, sur des bases l\u00e9gales diff\u00e9rentes (votre consentement, la n\u00e9cessit\u00e9 contractuelle, le respect d\u2019une obligation l\u00e9gale et\/ou encore l\u2019int\u00e9r\u00eat l\u00e9gitime du Responsable de traitement). Concernant vos proches, nous vous remercions de les tenir inform\u00e9s des modalit\u00e9s du pr\u00e9sent traitement de leurs donn\u00e9es personnelles.<\/p><p>Les donn\u00e9es collect\u00e9es vous concernant vous et vos proches seront conserv\u00e9es pendant toute la dur\u00e9e de nos relations contractuelles et ensuite en archive pendant un d\u00e9lai de cinq (5) ans, \u00e0 d\u00e9faut de d\u00e9lais plus courts ou plus longs sp\u00e9cialement pr\u00e9vus notamment en cas de litige.<\/p><p>Vous disposez sur ces donn\u00e9es d\u2019un droit d\u2019acc\u00e8s, de rectification, et limitation, ainsi que d\u2019un droit d\u2019opposition et de portabilit\u00e9 conform\u00e9ment \u00e0 la loi. Si vous souhaitez exercer ces droits, vous pouvez nous contacter \u00e0 l\u2019adresse phlconseil@hotmail.com. Vous disposez \u00e9galement du droit d\u2019introduire une r\u00e9clamation aupr\u00e8s de la CNIL.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-553fa9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"553fa9d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5f9c94\" data-id=\"c5f9c94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14221f0 elementor-widget elementor-widget-menu-anchor\" data-id=\"14221f0\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"mentions-legales\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f432ce4 elementor-widget elementor-widget-heading\" data-id=\"f432ce4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mentions l\u00e9gales<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c601a24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c601a24\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-97b9f94\" data-id=\"97b9f94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d6bddc elementor-widget elementor-widget-text-editor\" data-id=\"3d6bddc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>SARL Philippe Lemaire Conseil au capital de 10.000\u20ac &#8211; RCS Evry 504 666 033 &#8211; SIRET 504 666 033 00023 &#8211; NAF 6622Z &#8211; Si\u00e8ge Social 17 bis, rue Chamberlin 91600 Savigny sur Orge.<\/p>\n<p>Enregistr\u00e9e \u00e0 l\u2019ORIAS sous le n\u00b008044116 (www.orias.fr) en qualit\u00e9 de courtier en assurance, interm\u00e9diaire en op\u00e9rations de banque et en services de paiement positionn\u00e9 en cat\u00e9gorie courtier, membre de l\u2019Association Nationale des Conseils Financiers (ANACOFI, 92 rue d\u2019Amsterdam 75009 Paris).<\/p>\n<p>Garantie financi\u00e8re de la compagnie M<span style=\"background-color: transparent; color: var(--nv-text-color); letter-spacing: 0px;\">MA IARD Assurances Mutuelles 160 rue Henri Champion 72030 Le Mans CEDEX 9<\/span><\/p>\n<p>Directeur de la publication : Philippe Lemaire &#8211; H\u00e9bergeur : SAS OVH &#8211; http:\/\/www.ovh.com &#8211; 2 rue Kellermann BP 80157 59100 Roubaix<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dc3b9a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dc3b9a9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e17302\" data-id=\"6e17302\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b99f301 elementor-widget elementor-widget-menu-anchor\" data-id=\"b99f301\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"contact\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4f0100 elementor-widget elementor-widget-heading\" data-id=\"d4f0100\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e385197 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e385197\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9aa8627\" data-id=\"9aa8627\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fa60ae elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"7fa60ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><span style=\"background-color: transparent; color: var(--nv-text-color); letter-spacing: 0px;\"><b>PhL Conseil<\/b><br><\/span><span style=\"background-color: transparent; color: var(--nv-text-color); letter-spacing: 0px;\">17 bis rue Chamberlin<br><\/span><span style=\"background-color: transparent; color: var(--nv-text-color); letter-spacing: 0px;\">91600 Savigny-sur-Orge<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-78c437e\" data-id=\"78c437e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1c6a36 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"b1c6a36\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><span style=\"color: var(--nv-text-color); letter-spacing: 0px; background-color: transparent;\">Tel : 01 69 05 30 07<br \/><\/span><span style=\"color: var(--nv-text-color); letter-spacing: 0px; background-color: transparent;\">Fax : 09 81 70 36 02<br \/><\/span><span style=\"color: var(--nv-text-color); letter-spacing: 0px; background-color: transparent;\">Mail : phlconseil@hotmail.com<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9dit Immobilier\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 pour le particulier\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 pour l&rsquo;entrepriseAssurance EmprunteurAffacturageCr\u00e9dit BailCr\u00e9dit Tr\u00e9sorerieFinancement d&rsquo;Investissement \u00a0Plan d&rsquo;Epargne RetraiteIndemnit\u00e9s Fin de Carri\u00e8rePlan d&rsquo;Epargne SalarialePr\u00e9voyanceCompl\u00e9mentaire Sant\u00e9Contrat Homme Cl\u00e9Assurance VieContrat de Capitalisation Un conseil exp\u00e9riment\u00e9 \u00e0 vos c\u00f4t\u00e9s Recherche de financements pour l&rsquo;entreprise Vos besoins Racheter ou c\u00e9der une entreprise Acqu\u00e9rir ou agrandir vos&hellip;&nbsp;<a href=\"https:\/\/www.phl-conseil.fr\/\" class=\"\" rel=\"bookmark\">Lire la suite &raquo;<span class=\"screen-reader-text\">Nos activit\u00e9s<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":""},"_links":{"self":[{"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/pages\/466"}],"collection":[{"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/comments?post=466"}],"version-history":[{"count":172,"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/pages\/466\/revisions"}],"predecessor-version":[{"id":700,"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/pages\/466\/revisions\/700"}],"wp:attachment":[{"href":"https:\/\/www.phl-conseil.fr\/index.php\/wp-json\/wp\/v2\/media?parent=466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}